Cash-flow problem? Cash is the problem.  Money's a serious liability for traders, the last thing a customer wants to part with. Competitive businesses substitute D.I.Y. cash to move product fast. Competitive communities form D.I.Y. cash networks to boost turnover, cut debt and keep profit local.

        How local money works                              The concept of a credit circle

        The quest for sustainability                        Helen Dew fingers the missing link ...

        Greening the local economy                       ... and offers a rationale for LETS

        Local bodies backing local traders            Councils and community economic well-being

        Defending our patch                                    A local voucher approach

        Business-friendly means of exchange      Credit need not cost a cent

        Golden Bay's HANDS                                   Radio New Zealand investigates LETS

        Government-issued money                         Kim Hill interviews Raf Manji