• Business-issued vouchers

Trading with zero-interest vouchers gives participating businesses a decided commercial advantage. Examples of local voucher systems are:

LOAVES (Ashhurst-Pohangina)

WAIS (Wairarapa)

• Reciprocal credit

Parties to reciprocal credit agreements establish mutual trading accounts, keeping imbalances within limits and settling up only when trading stops. Examples of regional credit circles are:

BOICE (Bay of Islands)

REBS (Whanganui)

H.A.N.D.S. (Golden Bay)

Pegasus Exchange (Canterbury)