TimeBanks

Exchange time instead of money to build a network of mutual aid and support within your community.

LETS

Engage in a local exchange trading system where goods and services are traded without the need for traditional currency.

Local Money

Utilize complementary currencies to enhance local trade and economic resilience.

Savings Pools

Participate in interest-free savings and lending circles that foster trust and financial security.

Co-ops

Join cooperative businesses that are owned and managed by their members, ensuring democratic decision-making.

Social Enterprise

Support businesses that prioritize social and environmental goals over profit, creating positive community impact.

Support local small businesses for a thriving economy.

Local First

Prioritize local businesses to strengthen the local economy and build community resilience.

Local Food

Promote the growth and consumption of locally sourced food to enhance health and environmental sustainability.

Take Action for a Sustainable Future

Economics That Work for Communities, Not Just Banks

Join us in creating resilient communities through grassroots initiatives that prioritize sustainability and social equity.

Living Economies

Our Mission

At Living Economies, our mission is to transform community economics across Aotearoa New Zealand — decolonizing traditional financial systems and putting power back in the hands of people and communities. We provide education, practical tools, and resources for local and regional revitalization, from interest-free savings pools and TimeBanks to local currencies and co-operatives. Our initiatives support local food and energy solutions, and advocate for community-driven economic models that serve people and planet — not private banks.

Challenges in the Global Financial System

The Problem with Current Economics

Today’s global financial system is run mostly by private banks that create money through interest-bearing loans. This approach increases inequality and damages the environment. It puts profits ahead of people, weakens community bonds, and encourages harmful practices.
Since money is created as debt, it traps communities in cycles of dependence and exploitation, making it hard for them to succeed on their own. This widens the gap between the rich and the poor, harming both social cohesion and the environment. 

The good news? Money is a human invention. We made the rules, which means we can change them. There are real alternatives that put people and planet first.

It starts with understanding how the system actually works. Once you see it, it's hard to unsee.

Unsustainable economic decline with falling charts, dying trees, and wildlife in a barren landscape.

Innovative Solutions for Thriving Communities

Discover our range of solutions designed to empower communities and foster sustainable development. From TimeBanks to Local Money, each initiative is crafted to enhance local resilience and support ecological balance.

Colorful fresh vegetables and flowers at a local farmers market for sustainable living.
1. Empowering sustainable living and economic solutions for communities.
TimeBanks

Earn and spend time credits through community service, fostering a culture of reciprocity and mutual aid.

LETS

Local Exchange Trading Systems are membership-based mutual credit system, where trades are made using points rather than money.

Local Money

Implement complementary currencies to boost local trade and economic stability, ensuring resources remain within the community.

Savings pools

Also known as the genuine wealth system, savings pools are informal private groups where members support each other through interest-free savings and loans.

Co-ops

Co-operatives are businesses that are owned and run by and for members, using democratic processes to give all members a say.

Social enterprise

Social enterprises use a commercial model for the primary purpose of having a positive social and/or environmental impact.

Local first

Supporting your local economy can have many advantages.

Local food

Local food increases community self-reliance, and there are often ecological and health benefits, too.

Stay Informed with Our Updates

Subscribe to our newsletter to receive the latest news and updates on our initiatives, events, and insights. Be part of a community dedicated to creating sustainable solutions that benefit both people and the planet. Join us in our mission to transform economies and foster resilient communities. Sign up today to stay connected and informed about our journey towards a more equitable and sustainable future.